Getting a Mortgage After a Consumer Proposal

Consumer Proposal

Obtaining a mortgage after a consumer proposal is nearly impossible through banks and conventional lenders unless you have at least two years of clean credit history. 

At Alternative Financing Options, we pride ourselves on treating each client with the utmost respect and consideration - no matter what their financial situation. We believe that unfortunate financial experiences from your past, shouldn't have to impact your future. We aim for as little red tape and restrictions as possible when providing a mortgage. Even if you are in the midst of your consumer proposal, if you show evidence that you are working to rebuild your credit score, we're willing to talk. Contact us today to discuss your mortgage needs.

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Hear from our Brokers
  • Kim Owen
    Having recently moved back to Nova Scotia and looking to expand Mortgage Outlet here in the Maritimes, I was looking for a local lender I could deal with that would not only help walk me through the process of securing private mortgages here but also one that I could feel comfortable referring my clients to. AFO exceeded my expectations with their quick turnaround, ease of business, common-sense underwriting and competitive terms. I truly appreciate their interaction with the client from the start of the process and how they keep this communication open throughout the entire term of the mortgage. I feel confident that my clients are in good hands with AFO and look forward to dealing with them again in the future. They will definitely be Mortgage Outlet's go-to private lender here in the Maritimes moving forward.
    Kim Owen
    Mortgage Outlet / Halifax, Nova Scotia