Atlantic Canada’s Private Mortgage Lender

Looking for a lender that is not like the rest? Our personalized approach to financing offers easy, non-traditional solutions designed to fit your unique needs. 

Private Mortgage Lending Options

Alternative Financing Options is your no-fuss, flexible provider of private mortgage financing in Atlantic Canada. Family-owned and privately funded since 2012, we take the stress out of the lending process for brokers and individuals. Our easy, personalized approach is not like the rest. We work directly with you to find a solution that meets your unique mortgage needs.

Mortgage
Options

We offer no-fuss private Residential, Commercial, Multi-Unit, and Land mortgage solutions in Atlantic Canada.

More Info

Low Credit
Score?

We can provide financing to people with low credit scores who can’t qualify for traditional mortgages. 


Get Started

Dealing with Bankruptcy?

If you are in the middle of a bankruptcy, we may be able to help find a mortgage solution that's right for you.

See How

Facing Consumer Proposal?

If you're in the middle of a consumer proposal, we may be able to get you the financing you need.


Learn More

The Benefits of Working With AFO

AFO provides reliable, accurate and timely professional advice. The streamlined application process is straightforward and easy to understand. AFO welcomes the opportunity of working with property owners and mortgage brokers.

We are the Lender


  • AFO is locally owned and privately funded.
  • Working with AFO means you deal directly with the lender.
  • We guarantee quick decisions on all mortgage applications.

No-fuss Financing


  • AFO offers competitive mortgage rates & fees within Canada’s private mortgage lending sector.
  • We do this through our completely transparent application process.

Flexibility


  • We are creative and flexible in structuring our mortgages.
  • We pride ourselves on finding solutions for difficult deals

Quick Closings


  • We aim for quick and timely funding of approved mortgages.
  • A simple and efficient application process.
What Brokers Have to Say About AFO
  • Ray Cummings
    I have dealt with AFO for years. AFO provides alternate lending options for clients in need of funds and they are there for you when traditional sources of lending are not! If you have equity in your home or looking to start or complete a project, AFO is a private lender who can help.
    Ray Cummings
    Mortgage Architects / Halifax, Nova Scotia