About AFO

Alternative Financing Options (AFO) is a provider of short term and bridge financing. The company is family owned, privately funded and provides competitive pricing in the short term finance industry.
With over 70 years of combined real estate and finance experience, AFO provides reliable and accurate advice. Our processes are completely transparent. We do not seek any application fees from our clients. Before you commit to a short term loan call our office for a free quote and compare with other industry providers – you will not be disappointed.

Peter RyanPeter Ryan, B.COMM (DIRECTOR)

A lifelong resident of Halifax and graduate of Saint Mary’s University with Bachelor of Commerce degree, Peter started his real estate career in 1973. As an award winning agent and later a broker, Peter’s love of real estate expanded and he became a major force in the commercial and residential development community.

Chris RyanChris Ryan, B.COMM (DIRECTOR)

A graduate of Saint Mary’s University with a Bachelor of Commerce degree, Chris is a seasoned sales and business development professional with 20+ years of in-depth experience over a broad range of business disciplines including real estate sales, finance, property management and emerging technologies. Chris has held senior management positions in both Ontario (Toronto and Waterloo) and Nova Scotia (Halifax).

The benefits of working with Alternative Financing Options (AFO)


AFO is family owned and privately funded. We personally approve and settle your loan. You can call us at any time during the lending process and be assured of accurate and reliable advice.


We make it our business to be a competitive provider of this type of funding. Our rates and fees are publicized.


The AFO team has significant real estate experience and a deep working knowledge across our entire product range. This allows us to provide our clients with financing options for their short term financial requirements.


AFO is geared towards swift and timely settlements of its short term loans. The loan process has been fashioned to provide applicants and brokers with a simple and streamlined system that makes funds realistically available in the shortest possible time frames.