Application is simple
A member of the AFO team takes each client through the simple application process. In order for this process to begin, the following documentation is required:
- A completed Application Form and a signed Privacy Agreement. These will provide the relevant information to process the loan application and issue a Formal Letter of Offer.
- Copy of Agreement of Purchase and Sale if applicable.
- Photographic identification (valid drivers license or passport).
- A realistic and detailed exit strategy. As a responsible lender, no loan will be approved by AFO without evidence showing a clear and achievable repayment structure.
- Confirmation of employment and income.
- Appraisal of property (at the applicant’s expense) once the commitment letter and term sheet have been issued.
- Completed environmental questionaire.